Key Questions
•What are the major current gaps and inefficiencies in microfinance service provision?
•Who will leverage existing strengths to deliver cheaper, more accessible services?
–Both models currently growing exponentially
•Will commercial MFIs (and private banks) be able to develop inexpensive new service channels to cut out existing RRBs?
–RRB branch or agricultural co-op exists within 5km of almost 99% of people (different the  rest of world)
•What will happen to the social agenda???