SHGs
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Info
Promoter
RRBs
SHG-Bank Linkage Model
•SHGs are linked to regional rural banks (RRBs), in some cases via promoter
•SHGs open
savings accounts and
receive loans
•NABARD
refinances bank loans
to SHGs at favourable interest
rates
•Profitable
for both RRB and NABARD
(use SHG as retailer)
•NABARD
provides limited assistance
to “promoters”
NABARD
